Doug (646)570-0043 Rachel (646)570-0044

Protect your most valuable asset. Your INCOME! ON & OFF Duty Coverage.
Dealing with an unexpected injury or sickness that prevents you from working can lead to financial challenges. ValorGuard offers both Short term and Long term disability insurance options that replaces a portion of your income so you can focus on recovery. This is money beyond what your workers compensation pays and can be used for anything you desire.
ValorGuard Insurance offers ACCIDENT Insurance that provides fixed cash payments to you or covered family members after an accident occurs. Accidents can happen to anyone, anytime. Get paid when an accidental injuries occurs. Especially beneficial for children who play sports! Can include but not limited to:
Secure your family's future with our life insurance policies, designed to provide financial support in the event of your passing. Our comprehensive plans ensure that your loved ones can maintain their lifestyle, cover debts, or fund education expenses, offering lasting peace of mind.
When Life takes an unexpected turn, your focus should be on recovery-not finances. ValorGuard can help you with a CRITICAL ILLNESS and CANCER policy which provides a lump sum benefit payable directly to you as needed.

Our disability insurance plans are tailored to help you maintain your financial stability if you are unable to work due to injury or illness. With both short-term and long-term options, we ensure you receive the support needed to focus on recovery without financial worries.

Accidents happen unexpectedly, and our accident insurance provides cash benefits that can be used for medical bills, rehabilitation, or daily expenses. From sports injuries to slips and falls, our coverage is designed to protect you and your loved ones when it counts.

Ensure your family’s financial security with our reliable life insurance options. Our policies are designed to provide peace of mind by offering financial support for your loved ones, helping them maintain their lifestyle and cover ongoing expenses after your departure.

A critical illness diagnosis can be life-changing. Our insurance provides a lump sum payout upon diagnosis of serious health conditions, helping to cover treatment costs, home modifications, or other financial needs during recovery.

Whether you need short-term disability coverage during recovery or long-term protection, our customizable plans are designed to meet your specific needs. We strive to provide seamless income replacement to keep you secure during difficult times.

At ValorGuard Insurance, we prioritize your needs by offering professional advice and customized insurance solutions. Our dedicated team is here to help you select the best coverage options, ensuring comprehensive protection for you and your loved ones.
Our insurance plans are designed to safeguard your family's financial future. Whether it's income protection or life insurance, ValorGuard Insurance offers solutions to ensure your loved ones are protected in any circumstance. Secure your family's future today.
We offer a variety of supplemental insurance options for you to subsidize lost income when you are hurt or sick and need to still meet your financial obligations.
At ValorGuard Insurance, we pride ourselves on providing exceptional customer service. We are always available to answer your questions, provide guidance, and help you navigate the insurance process.
We understand that every client has unique insurance needs. That's why we offer customized insurance solutions tailored to your specific situation. We work with you to understand your needs and provide the best coverage options.
Doug Smith NPN License 21505899
(646) 570-0043
Rachel Smith NPN License 21523313
(646) 570-0044
email:
Ridgefield 06877, USA
